Plootus 401k/403b Simplified 3.1

Did you know that, on average, employees pay an additional $100k in hidden fees from their retirement accounts, such as 401(k), 403(b), 457, 401a, and Thrift Saving Plans (TSP)? Many individuals often make incorrect investment decisions or opt for target date funds without conducting proper due diligence. Recognizing that time constraints are a common challenge, we acknowledge the reluctance to dedicate sufficient time to Retirement Planning, a critical aspect considering that 401(k), 403(b), 457, 401a, and TSP plans are primary sources of retirement savings for most Americans.

It is possible to manage your retirement planning independently or entrust it to an advisor at no cost. Through Plootus, we aim to prepare you adequately for a happy and wealthy retirement by providing premium investment advice without bias towards any specific fund family like Fidelity, Blackrock, Vanguard, PIMCO, TIAA, or American Fund. Our platform selects optimal investment choices tailored to your needs and desires. Leveraging Artificial Intelligence (AI), the Plootus app assists in setting and achieving retirement objectives by optimizing various retirement plans including 401(k), 403(b), 457, 401a, and the Thrift Savings Plan (TSP).

Plootus empowers you to take control and act as your own financial advisor. It offers tools such as a Retirement Calculator and an Income Calculator to aid in determining the required retirement savings. By focusing on superior performance and lower fees, Plootus simplifies the process of allocating investments within your 401(k), 403(b), 457, 401a, and TSP accounts.

If managing this process independently seems daunting or time-consuming, Plootus facilitates connecting with a Financial Advisor of your choice through the app. Demonstrating our commitment to your retirement well-being, we currently provide our services at no charge for a limited period.

Plootus has scrutinized numerous 401(k), 403(b), 457, 401a, and Thrift Savings Plan (TSP) offerings from US employers. Notable employer searches on Plootus.com and the Plootus App include Amazon, Alphabet (Google), Meta (Facebook), General Electric (GE), Nissan, Tesla, Avangrid, New York University, Fairfield University, University of Alabama, University of Michigan, among others. Serving as a comprehensive personal investment platform, Plootus ensures access to premium services at no cost.

Curious about how it operates?

1. To identify optimal investment options within your employer-sponsored plans like the 401(k), 403(b), 457, 401a, and TSP plans, simply search for your employer's name to retrieve suggested investment allocations based on your Risk or Investment Strategy.
2. Subsequently, log in to your specific employer-sponsored plans and conduct an inter-fund transfer following the investment allocation recommendations provided by Plootus.

Very few solutions offer such comprehensive guidance without additional charges. For in-depth analysis, securely link your financial accounts (banking, credit cards, retirement accounts) in an SSL encrypted environment to understand your overall finances including income and expenses.

Our AI technology studies your spending patterns assisting you in calculating the necessary retirement funds based on your location. This intelligent analysis factors in living expenses across various categories such as healthcare costs and future inflation rates providing a realistic view of your retirement needs.

One notable advantage is the minimal manual input required from your end compared to other tools. Our AI streamlines information processing while offering the flexibility to make adjustments where necessary.

Investors are advised to thoroughly review their investment objectives and risks before making any alterations or investments decisions within their plans. The communication presented does not constitute tax advice nor should it be considered as a solicitation or offer to buy/sell any security.